How The Home Loan Process Works
Simplifying Home Loans
If you're new to the home loan process, it can seem overwhelming. However, our team is dedicated to keeping you well-informed every step of the way, from pre-approval to closing. The first step is to connect with a mortgage specialist. If you don't have anyone in mind, we have established partnerships with top lenders in the industry. We would be delighted to introduce you to ensure that you receive excellent care throughout the process.
Get Pre-Approved
Prior to starting your home search, it is advisable to arrange a meeting with your Loan Officer for pre-approval on a loan amount. During this phase, the lender will collect relevant information about your income, assets, and debts to assess your affordability for a suitable property. This typically involves reviewing your credit report, W-2 forms, pay stubs, Federal Tax Returns, and recent bank statements. Since there are multiple loan programs available, it is important to obtain pre-qualification for the specific programs that align with your requirements.
We'll Help You Find The Perfect Loan
We Know All The Right People
Let us assist you in locating the ideal local loan officer who can offer you competitive rates and tailor-made programs to suit your specific requirements. Just complete this form, and we'll connect you with a lender today!
Application & Processing
Unveiling the Loan Process
When you come across a property you're prepared to purchase, your lender will assist you in completing a comprehensive mortgage loan application and guide you through the different fees and down payment choices. The application is then sent for processing, where the documents are carefully reviewed, and appraisals and title examinations are requested. Following this, the loan is forwarded to an underwriter who thoroughly evaluates and approves the entire loan if it complies with the necessary regulations.
